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U MicroCredit

No, you will not be entitled.

  1. Photocopy of NRIC (Certified True Copy by U Merchant).
  2. Proof of Income (Photocopy Certified True Copy by U Merchant).
    1. Employed:
      1. Latest 1 month salary slip
      2. Bank statement showing name, account number and I/C No (for autodebit purposes)
      3. Employee Provident Fund (EPF) showing latest 3 months transaction OR bank account showing salary income
    2. Self Employed:
      1. Business Registration Form
      2. Tax Payment Receipt OR bank statement showing 6 months business transaction

    U Mobile’s financing partners are:

    • AEON Credit (https://www.aeoncredit.com.my/)
    • JCL Credit Leasing (https://www.jcl.my/)

    You can choose from tenures of 12, 24, 30, or 36 months.

    You must be a Malaysian citizen aged 18 years old and above with a minimum monthly income of RM900.

    You can refer to the www.u.com.my/umicrocredit for the reference table on the fixed interest rate.

    You can do so by applying online through www.u.com.my/umicrocredit OR
    by applying through U Mobile Stores or U Mobile Premium dealers.

    Yes, you can. All you need to do is call your credit service provider and they will assist you with the early settlement of your U MicroCredit:

    • AEON Credit Customer Service
      • Contact Number: +603-2719 9999
      • Availability: 24/7
    • JCL Credit Leasing Customer Service
      • Contact Number: 1800-222-525
      • Availability: Mondays to Fridays (9AM – 7PM), Saturdays (9AM – 6PM)

    Upon approval of your application, you will be charged RM80 for agreement fee + RM4.80 for GST on the agreement fee. These charges are included in your financing amount.

    Full or Partial Financing Amount Agreement Fee + GST on the agreement Fee = RM80 + RM 4.80 (included in Financing)

    No. You do not need to provide a guarantor or any collateral to apply for U MicroCredit. You just need to provide one (1) emergency contact (individual who is not staying with you) in the application form.