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A system upgrade is scheduled from now until 19 April, 8am. All credit transfer transactions will be temporarily unavailable and will be resumed when the upgrade is completed.

A system upgrade is scheduled from now until 19 April, 8am. All credit transfer transactions will be temporarily unavailable and will be resumed when the upgrade is completed.
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Life is Easier with CreditShare

Transfer Credit

Transfer Credit

Share Credit easily with your friends and family.

Request Credit ​

Request Credit

Reach out to your friends and family when your credit is running low.

Transfer Credit

Transfer Credit

Share Credit easily with your friends and family.

Request Credit ​

Request Credit

Reach out to your friends and family when your credit is running low.

CreditShare Amount

Send & transfer credit at the following rates.

Total*  ​Validity Period
RM3​
 3 Days
RM5​ 5 Days
RM10​ 7 Days

* Each successful transfer will be charged 50 sen to sender and 20 sen to receiver.

How to Request and Transfer Credit

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APP
UMB
SMS

Step 1

Find "Top Up & Credit"
step 1

Navigate to "Top Up & Credit" in the main menu.
 

Step 2

Select "CreditShare"
step 2

Tap on "CreditShare" to begin.

 
 

Step 3

Transfer or Request​
step 4

Choose between "Transfer Credit" or "Request Credit".
 

Step 4

Fill In Details​
step 4

Fill in the necessary details according to your choice to either transfer or request credit.

Step 1

Request or Transfer
 
step 1

Dial *118*2# for the 5G-Ready Prepaid Rate Plan or *118*3# for the Other Prepaid Rate Plans.

Step 2

Enter Mobile Number ​
 
step 2

Key in the number that you would like request/transfer credit to.​
 

Step 3

Select Credit Amount 
 
step 3

Select your desired credit amount.
 
 

Step 4

Receive Confirmation SMS​
step 4

SMS will be sent to you once the credit request/tranfer is successful.
 

SMS for Credit Transfer

Step 1

Enter Credit Details
 
step 1

SMS TR <space>credit amount<space>recipient's mobile number to 28166

Step 2

Send SMS
 
step 2

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

Receive Confirmation SMS​
step 4

An SMS will be sent to you if the credit transfer is successful. ​
 

SMS for Credit Request

Step 1

Enter Credit Details
 
step 1

SMS RQ <space>credit amount<space>recipient's mobile number to 28166

Step 2

Send SMS
 
step 2

Confirm the amount and recipient’s mobile number.
Once done, hit the Send button. ​​

Step 3

Receive Confirmation SMS​
step 4

An SMS will be sent to you if the credit request is successful.
 
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Frequently Asked Questions

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